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Does any assured level of income which will be accrued on my pension account exist?
There is a market level which you can use oriented, also there are statistics which you can use to forecast the level of income, but we do not have the assured level – in the process of the long-term investing there are many factors which can influence the result.
Is it possible to get investment loss instead of investment income?
Such a possibility exists. Possibility of loss is inherent to all investment financial products. There are no investments without a risk.
In accordance with the legislation a participant of a non-government pension fund is owner both of an investment income and of an investment loss. In our work we use long-term experience of OTP Group specialists and professionalism of servicing companies.
How to accumulate amount of money for short period of time equal to amount that others accumulate for longer period?
Contributions should be higher. For example if the period of accumulation is 30 years and you pay 50 UAH per month, and the period of accumulation is 15 years - 100 UAH per a month. Contributions at the end are the same - 18 000 UAH. It is necessary to notice that in case of accumulating for 30 years your investment result can be higher than in case of accumulating for 15 years due to longer period of accumulation.
Why at annual profitability of 10 percents my investment result at the end of period will be much higher?
Long-term accumulating principle of compound interest is used, current interest is accrued not only on your pension contributions but also on your previous interest.
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